🔒 Privacy-First Architecture

Your story of wealth,
written daily.

BuLogio is a modern personal ledger engineered around complete on-device custody. Track cash flow, monitor debt schedules, and manage savings goals without third-party brokers or cloud analytics[cite: 1, 9].

⚡
SwiftData Sandbox
Stored 100% on your device[cite: 9]
🛡️
Zero Telemetry
No accounts, ads, or trackers[cite: 9]
💳
Apple Shortcuts
Automated on-device logging[cite: 17]
Interactive Preview

Experience BuLogio

Tap any phone to interact and switch views as if you were holding the live app.

+ Add
Good Day
Home Hub
Net Ledger Balance
R 24,850.00
Savings
R 50,000
Liabilities
R 12,400
👆 Tap to Log Expense
Quick Log Save
Amount
R 54.90
Merchant & Category
Coffee & Breakfast
Food & Dining • Takeout
👆 Tap to return
Financial Vaults
Emergency Fund
R 18,200
Vehicle Repayment
R 4,850/mo
👆 Tap to Inspect Vault
Vehicle Repayment 72 Mo
Remaining Balance
R 145,500
Next Auto-Debit: 1st of month
👆 Tap to return
Analytics Deck
2026
Outflow Composition
R 14,320
Subscriptions: 50%
Groceries: 30% • Transport: 20%
👆 Tap to Inspect DNA
Subscriptions 54% Outflow
Itemized Outflows
iCloud Storage R 149.00
Gym Membership R 599.00
👆 Tap to return
Simple by Design

Built for Real Life

Tap through each feature to see how it works on your phone.

Hide Your Balance Anywhere

Hide your numbers with one tap whenever someone is sitting next to you.

Privacy
Total Balance
R 42,850.00 ••••••••
Money Saved: +R 65,000.00 •••••• • Money Owed: -R 22,150.00 ••••••

💡 Tap "Hide Balance" above to try it.

Track Specific Goals & Debts

Give your car payment, emergency fund, and credit card their own clean space.

Trackers
Emergency Fund Goal 75% Saved
Saving R 2,500.00/month • On track to finish in 4 months.

💡 Tap the options above to check different trackers.

See Where Your Money Goes

Get an instant, clear view of your monthly expenses without confusing charts.

Breakdown
This Month's Spending Bills & Subs (54%)
Dominant Cost: Subscriptions & Gym Memberships (R 615.00 this month)

💡 Tap any colored block above to inspect that category.

Automatic Expense Logging

Your phone can record expenses on its own right after you tap to pay.

Apple Pay
⚡
Automatic Entry
Saves the store name and amount straight to your list
✓ Tap your phone to pay ➔ Expense is saved in under a second

💡 Stored on this iPhone only, with no bank logins or online accounts needed.

Free 30-Day Pass

Start Free. Decide Later.

Experience private, on-device budgeting with zero risk. Try every feature completely free for your first month.

First Month On Us
Free for 30 Days
After your trial, choose between a flexible monthly plan or save with annual billing. Billed in your local currency through your Apple ID.
Day 1
Free Download
Download on the App Store and start tracking. No payment is charged today.
Days 1 – 30
Full Access
Unlock all Financial Vaults, auto-logging shortcuts, and full spending analytics.
Day 31
Subscription Begins
Renews in your local currency unless cancelled in your iPhone Settings at least 24 hours prior.
Download on the App Store
Help & Insights

Frequently Asked Questions

Everything you need to know about BuLogio’s local-first architecture, privacy guarantees, and tracking features.

BuLogio is engineered around a strict local-only architecture. All budget figures, transaction notes, and financial goals are stored directly inside your device's sandboxed storage using Apple's SwiftData framework. There are no remote databases, no user accounts to register, and zero third-party analytics tracking your habits.
No. Unlike traditional fintech applications, BuLogio does not use data aggregators like Plaid or Yodlee. We never ask for your bank credentials, passwords, or card numbers. You retain complete custody of your financial records at all times.
BuLogio connects with Apple’s native iOS Shortcuts engine. When you make an Apple Pay purchase, an on-device shortcut can automatically capture the amount and merchant label, securely logging it into your local ledger without opening the app or sending data to an external server.
Financial Vaults are specialized, self-contained calculators built for specific financial milestones. These include Savings Trackers (with progress rings and milestone paces), Vehicle Repayments (tracking loan payoff terms and installment debits), and Credit Card Vaults (auditing utilization and due dates).
Yes. You can generate a clean CSV ledger or a formatted Monthly PDF Summary directly from the app settings. The file renders purely in local device memory and can be exported anywhere via the native iOS Share Sheet (AirDrop, Files, or Mail).
Because all information is kept exclusively inside the app’s encrypted local sandbox, deleting BuLogio from your iPhone permanently erases all stored transactions and vaults unless you have an encrypted general device backup in iCloud or Finder.